Terms and Conditions
Last updated: 29 October 2026
These Terms and Conditions apply between you, the User of this Website, and The Intrepid Beancounter Pte. Ltd., the owner of this Website. By using this Website you agree to be bound by these Terms and Conditions. If you do not agree, you should stop using the Website immediately. Our professional services are provided only under a signed Engagement Letter, which takes precedence over these Terms and Conditions if the two conflict.
1. Definitions and Interpretation
In these Terms and Conditions the following terms have the following meanings:
Content: means any text, graphics, images, audio, video, software, data compilations and any other information that appears on or forms part of this Website;
Engagement Letter: means the written agreement signed between you and Us that sets out the scope, fees and terms of any Services;
Services: means the fractional CFO, strategic finance, accounting, governance and advisory services We provide, as described on this Website;
User / Users: means any person who accesses the Website and is not employed by The Intrepid Beancounter Pte. Ltd. and acting in the course of their employment;
Website: means the website you are currently using (www.intrepidbeancounter.com) and any sub-domains of this site, unless expressly excluded by their own terms and conditions; and
We / Us / Our: means The Intrepid Beancounter Pte. Ltd. (UEN 201903778D), a company incorporated in Singapore with its business address at 30 Petain Road, Singapore 208099.
2. Information Only, Not Advice
2.1 The Content on this Website is general information only. It does not take your circumstances into account and is not accounting, tax, legal, investment or financial advice. You should not rely on it when making decisions without first obtaining advice tailored to you.
2.2 We do not provide financial advisory services regulated under the Financial Advisers Act 2001 or capital markets services regulated under the Securities and Futures Act 2001. Any reference on this Website to funding, capital raising or transactions describes advisory support to businesses only.
3. Engaging Our Services
3.1 No part of this Website is a contractual offer capable of acceptance. An enquiry made through this Website does not create a client relationship.
3.2 We provide Services only under a signed Engagement Letter, which sets out the scope of work, fees, payment terms, responsibilities and termination rights. If anything in these Terms and Conditions conflicts with an Engagement Letter, the Engagement Letter prevails.
3.3 Rates and service descriptions on this Website are indicative and may change until confirmed in an Engagement Letter. All fees are in Singapore dollars unless stated otherwise and are exclusive of GST where applicable.
4. Intellectual Property
4.1 All Content on this Website, including text, graphics, logos, icons, images, page layout, underlying code and software, is the property of The Intrepid Beancounter Pte. Ltd., Our affiliates or other relevant third parties, and is protected by the Copyright Act 2021 and other intellectual property laws of Singapore and other countries.
4.2 You may view and print Content for your own non-commercial use. You may not otherwise reproduce, copy, distribute, store or re-use material from the Website without Our express written permission, except where permitted under the Copyright Act 2021.
5. Links to Other Websites
This Website may contain links to other sites. These sites are not under Our control. We assume no responsibility for their content and disclaim liability for any loss or damage arising from their use. A link does not imply that We endorse the site or those who control it.
6. Links to this Website
You may link to the home page of this Website, www.intrepidbeancounter.com, provided you do so fairly and legally and do not suggest any association or endorsement that does not exist. Linking to other pages requires Our express written permission.
7. Use of the Website and Communications
7.1 When using the Website or contacting Us through it, you must not:
7.1.1 submit Content that is unlawful, abusive, threatening, harassing, defamatory or discriminatory;
7.1.2 impersonate any other person, including Our employees or representatives;
7.1.3 send unsolicited commercial messages or otherwise use the Website in breach of the Spam Control Act 2007; or
7.1.4 attempt to gain unauthorised access to the Website or introduce viruses or other malicious code, in breach of the Computer Misuse Act 1993.
7.2 We may keep copies of communications you send to Us through the Website, in line with Our Privacy Policy.
8. Privacy
We collect, use and disclose personal data in accordance with the Personal Data Protection Act 2012 and Our Privacy Policy, which forms part of these Terms and Conditions.
9. Disclaimers
9.1 We make no warranty that the Website will meet your requirements, be uninterrupted, secure or free of errors, or that the information on it is complete or up to date.
9.2 While We use reasonable endeavours to keep the Website free of viruses and other malware, you are responsible for your own internet security and devices.
10. Availability of the Website
We provide the Website on an "as is" and "as available" basis and accept no liability for any disruption or unavailability, including from equipment, network or power failure, natural events or legal restrictions.
11. Limitation of Liability
11.1 To the maximum extent permitted by law, We accept no liability for any direct or indirect loss or damage, including consequential, special or exemplary damages, arising from your use of the Website or reliance on its Content. You use the Website at your own risk.
11.2 Our liability in connection with the Services is governed solely by the relevant Engagement Letter.
11.3 Nothing in these Terms and Conditions excludes or limits Our liability for death or personal injury caused by Our negligence, for fraud, or for any other liability that cannot be excluded or limited under the laws of Singapore, including the Unfair Contract Terms Act 1977.
12. Severability
If any provision of these Terms and Conditions is found to be unlawful, invalid or unenforceable, it will be severed and the remaining provisions will continue in full force and effect.
13. No Waiver
If either party fails to exercise any right or remedy under these Terms and Conditions, that failure is not a waiver of that right or remedy.
14. Third Party Rights
A person who is not a party to these Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of its terms.
15. Changes to these Terms and Conditions
We may change the Website, its Content or these Terms and Conditions at any time. The version published on this page applies from the date shown above. Your continued use of the Website after a change means you accept the updated Terms and Conditions.
16. Communications and Notices
16.1 Notices to Us should be sent by email to marcus@intrepidbeancounter.com or by post to 30 Petain Road, Singapore 208099. An email notice is deemed received on the next business day in Singapore if it is sent outside business hours.
16.2 If you opt in to receive updates from Us, you can unsubscribe at any time using the link in Our emails or by contacting Us.
17. Law and Jurisdiction
These Terms and Conditions, and any dispute arising from them or from your use of the Website, are governed by the laws of Singapore. You agree to submit to the exclusive jurisdiction of the courts of Singapore.
The Intrepid Beancounter Pte. Ltd. | UEN 201903778D | 30 Petain Road, Singapore 208099 | +65 8035 4672 | marcus@intrepidbeancounter.com