ntrepid Beancounter is built for owners who want more from their business than just “keeping the books up to date.” As a virtual CFO based in Singapore and working globally, the focus is on helping small and medium sized enterprises turn financial information, systems, and people into a genuine engine for growth, resilience, and long term wealth. That starts with the foundations – clean data, tight processes from invoice to cash, and Xero set up as the living heartbeat of the business – but it quickly moves into the conversations that matter most: where profit is really made, which customers and products drive value, how much risk sits on a few shoulders, and what needs to change to support the next stage.

Over time, Intrepid Beancounter becomes a thinking partner around the table, not just a service in the background. For early stage founders in places like Auckland and Singapore, that can look like designing the first reporting pack, building a cash runway model, and getting investor ready. For more established SMEs, it often means tightening the finance function, connecting Xero to other operational systems, and putting in place governance, dashboards, and rhythms that make it easier to delegate, scale, and eventually exit on good terms. Along the way, a hand picked network of specialists – from tax and legal to project managers and investment financiers – can be brought into the picture, giving access to deeper capability without the overhead of a large in house team.

Underpinning all of this is a simple belief: when owners have clear numbers, honest insight, and a calm, structured approach to decisions, they build better companies and better lives for the people around them. Intrepid Beancounter exists to support that outcome, blending technical finance expertise with practical, on the ground advice so that every step, from start up to succession, feels more intentional and less like guesswork.